Tax year 2026 · returns filed in 2027
Federal tax math,
straight from the IRS tables.
Free calculators and plain-English guides for income tax, paychecks, self-employment, investments and credits. Every number comes from an official IRS or Social Security publication — and each page shows you which one.
2026 at a glance
- Standard deduction, single
- $16,100
- Standard deduction, married jointly
- $32,200
- 10% bracket ends (single)
- $12,400
- Child tax credit per child
- $2,200
- Social Security wage base
- $184,500
- Business mileage from July 1
- 76¢
Source: IRS Rev. Proc. 2025-32, SSA, IRS Announcement 2026-11. All sources
Calculators
View all- 01Federal Income TaxYour 2026 tax, marginal and effective rate, bracket by bracket.Open calculator →
- 02Tax BracketFind your bracket and the room left before the next one.Open calculator →
- 03PaycheckTake-home pay after federal tax, Social Security and Medicare.Open calculator →
- 04Self-Employment Tax15.3% SE tax, the deductible half, and quarterly payments.Open calculator →
- 05Capital Gains TaxShort- and long-term gains, 0/15/20% bands and NIIT.Open calculator →
- 06Standard DeductionYour exact standard deduction, 65+ extras and the senior deduction.Open calculator →
- 07Child Tax CreditUp to $2,200 per child, the refundable part, and the phase-out.Open calculator →
- 08Mileage ReimbursementBusiness, medical and charity miles at both 2026 rates.Open calculator →
Official figures only
Brackets, deductions and credits are copied from IRS revenue procedures and notices. We never show projections as if they were final.
Your numbers stay with you
Every calculation runs in your browser. Nothing you type into a calculator is sent to us or stored.
Checked and dated
Each page lists its sources and review date. Figures were last checked on November 3, 2026.
Plain-English tax guides
All guides- 2026 Federal Tax Brackets and Rates for Every Filing StatusOfficial 2026 federal income tax brackets for single, joint, head of household and separate filers, plus the standard deduction and worked examples.
- 2027 Federal Tax Brackets: Release Date and What to ExpectThe IRS has not yet released 2027 tax brackets. See when they usually come out, how inflation indexing works, what is already official and the 2026 figures.
- Marginal vs Effective Tax Rate: What Each One Means in 2026Learn the difference between your marginal and effective federal tax rate, with 2026 brackets and worked examples showing why your average rate is lower.
- Standard vs Itemized Deduction: Which Saves More in 2026?Compare the 2026 standard deduction with itemizing. See what counts on Schedule A, a worked example with exact tax savings and deductions that apply either way.
- No Tax on Tips and Overtime: How the New 2026 Deductions WorkHow the new tips and overtime deductions work for 2025–2028: caps of $25,000 and $12,500, the $150,000 phase-out, the overtime premium rule and FICA limits.
- How Self-Employment Tax Works in 2026, With ExamplesSelf-employment tax is 15.3% on 92.35% of net earnings. See the 2026 wage base, step-by-step math, worked examples, the half-SE deduction and due dates.
Waiting for 2027 brackets? The IRS has not released the official 2027 figures yet. See what we know and when to expect them.